Proven Credit Repair. Real Results.

Fix Your Credit in 90 Days, Not 7 Years

Bad credit is fixable. We legally remove inaccurate, outdated, and unverifiable items from your credit reports. Most clients see real results within 30 days.

15-min discovery call No credit card required 100% confidential

1,000+

Clients Helped

8-12

Items Removed Per Client

30 Days

Until First Results

90 Days

Full Program

The Process

Simple. Fast. Effective.

We handle everything. You just show up and let us work.

Audit Your Credit

We pull your reports from all three bureaus and identify every inaccuracy, outdated item, and unverifiable claim. This takes 30-45 minutes.

30-45 min onboarding

Strategic Disputes

We file disputes every 30 days using the Fair Credit Reporting Act. While we remove negatives, credit builder loans add positive history to your profile.

4-6 dispute rounds

Access Unlocked

With inaccuracies removed and positive history built, you're positioned for mortgages, auto loans, business funding, and more.

90 days typical

Proof

Real Results From Real Clients

These are actual screenshots from Jay's clients. No stock photos. No fake numbers.

+119 Points

670 to 790 on Equifax

BMO Harris Bank account removed

+140 Points

90-day program

$40K repo + 20 inquiries removed

+156 Points

571 to 727 on TransUnion

$15K+ collections removed in 60 days

Why OpsGrowth Express

We're Different Because We're Transparent

We don't make promises we can't keep. We tell you exactly what we can do, how long it takes, and what to expect. No fluff. No scams. Just real credit repair.

100% Legal

We use the Fair Credit Reporting Act. No shortcuts, no scams.

Fast Start

We begin your removal in 30-45 minutes of onboarding.

Hands-Free

You don't do anything. We handle all disputes and paperwork.

Dual Strategy

Remove negatives while building positive history simultaneously.

Testimonials

What Clients Are Saying

"I went from a 540 to house shopping with a 715. I never thought I'd be able to buy a home. Jay made it happen."

Marcus T.

First-time homebuyer

"They removed a $40,000 car repo and 20 hard inquiries. My score jumped over 100 points. Worth every penny."

Darius W.

Business owner

"I had $15,000 in collections and a repo. 60 days later, both were gone. My credit is in great shape now."

Keisha R.

Entrepreneur

FAQ

Common Questions

Is credit repair legal?+

Absolutely. We dispute inaccurate items using the Fair Credit Reporting Act (FCRA). This is the same process anyone can do on their own. We just do it professionally, efficiently, and we know which disputes actually work.

How much will my score go up?+

Every credit file is different. Score improvements depend on what's on your report and how the bureaus respond. That's why we start with a free audit to see exactly what we're working with before making any promises.

Can't I just do this myself?+

Sure, you can. But it takes time, knowledge, and persistence. We've been doing this for years and know exactly which disputes work. We start your removal in 30-45 minutes and handle everything from there.

What's included in the program?+

Full credit audit across all three bureaus, 4-6 dispute rounds over 90 days, credit builder loan setup, monthly progress updates, and direct team access throughout the entire program.

How long does it take to see results?+

Most clients see their first results within 30 days. The full program runs 4-6 dispute rounds, which is 90 days worst case. Way better than waiting 7 years for negatives to fall off on their own.

Ready to Fix Your Credit?

Book a free 15-minute discovery call. We'll look at your situation, show you exactly what we can remove, and answer all your questions. No obligation.

No credit card required. 100% confidential.